Does Walmart Take CareCredit? (Yes, But Not All...)

Thomas Joseph

Uncover the truth about CareCredit acceptance at Walmart for healthcare purchases. Learn the ins and outs of using this financing option for medical goods and services, both in-store and online.

While Walmart is popularly known for its essential retail stores, it also offers a wide range of healthcare products and services to cater to your health, wellness, and personal care. CareCredit is a healthcare credit card that allows you to pay for your health expenses.

Since CareCredit works like a regular credit card and Walmart accepts credit cards as one of its payment methods, does Walmart take CareCredit? This article will examine everything you need to know about Walmart and CareCredit.

Table Of Contents

What is CareCredit?

CareCredit is a convenient credit card that caters to your health and wellness needs. Its users can pay for the costs of many treatments and procedures by making monthly payments. You can use your CareCredit card in more than 200000 healthcare providers and retail stores. It covers many healthcare services, including Dermatology Procedures, Dentistry, Veterinary, Cosmetic, Vision Care, Hearing Care, and LASIK, among other specialties.

One of the most outstanding features of CareCredit is that you can use it for yourself, your family, and even your pets without reapplying for another one. You can pay for medical treatments and procedures if you have available credit.

Does Walmart Accept CareCredit?

Yes, all Walmart stores, Supercenters, and Neighborhood Markets accept CareCredit. However, you can only use it when purchasing qualified health and wellness products or services. Therefore, you must use an alternative payment method to buy ineligible products. Additionally, CareCredit is unavailable on Walmart’s online platform or through the Walmart app.

What Products Can You Buy at Walmart With CareCredit?

Walmart accepts CareCredit for most health and wellness products in its stores. You can also use it to pay for most essential healthcare services like vision tests and prescriptions. Typically, Walmart allows you to use CareCredit to pay for the following services and products:

Walmart has a wide array of products and services that you can purchase using CareCredit. However, you should remember that not all brands within these categories are eligible for CareCredit.

Therefore, you should always have an alternative payment method, just in case. If you run into issues using your CareCredit card at Walmart, contact CareCredit’s customer care department at (866) 893-7864 to resolve your issue.

How to Use Your CareCredit Card at Walmart?

Walmart customers can use their CareCredit cards at any register in a Walmart store. Without the limitation of only using CareCredit in the health and wellness departments, you can use it to pay for your products or those of your family members and pets.

Walmart will only accept CareCredit for its eligible products. If your order contains both eligible and ineligible products, you’ll have to pay for the items that don’t qualify for CareCredit using an alternative payment method. You’ll use CareCredit at the self-checkout lines or a regular checkout station in most Walmart stores. The payment will automatically be deducted from your CareCredit card.

Using CareCredit at Walmart allows you to enjoy various benefits, including no interest, no annual fees, and no minimum purchase. You could also receive rewards for using your CareCredit card. You should also note that some Walmart vision centers offer CareCredit promotional financing. Therefore, you should check with your local Walmart Vision Center whether it provides for its users.

Healthcare Services Available at Walmart

Walmart offers a wide range of healthcare services to its customers. However, this varies based on your location. Therefore, before going to Walmart’s health clinic, schedule an appointment to know which services you’ll receive. Some of the healthcare services you may access include:

Can You Return Products Purchased at Walmart Using CareCredit

Walmart allows its customers to return products irrespective of the payment method used. Therefore, if you purchase healthcare products from Walmart and pay with your CareCredit card, you can easily return them. You’ll have to return the products to the Walmart local store. In addition to the product, you’ll also have to bring your CareCredit Card along.

Can You Use CareCredit at any Walmart Location?

You can use CareCredit when purchasing eligible products at any Walmart location, including Neighborhood Markets and Supercenters. Users can also use it at various Walmart vision centers. This depends on the optometrist and the insurance providers that they accept. However, CareCredit can only be used in Walmart’s physical stores.

You cannot use the CareCredit card when buying things online or through the mobile app, even when the products are eligible. Walmart does not allow you to use CareCredit for purchases at their gas stations. While the company does not state why these stores are ineligible, you must visit their physical stores to use your CareCredit card.

Does Amazon Accept CareCredit?

Unfortunately, Amazon does not accept CareCredit. Even though Amazon sells a wide range of health and wellness products, you cannot use your CareCredit card to pay for them.

Therefore, it’s best to look at alternative stores that accept your CareCredit card if you need healthcare products. While you cannot use CareCredit to purchase items on Amazon, you can use it when buying healthcare products at Walmart, Walgreens, and similar stores.


CareCredit is the most convenient way of paying for in-store health and wellness products and services purchases. While Walmart takes CareCredit, you can use it when purchasing only selected items, including Baby Essentials, Over-the-Counter, Pharmacy, and Walmart Care Clinics services.

Unfortunately, you cannot use CareCredit when buying products on Walmart’s online platform or mobile app. Therefore, you must visit Walmart stores to purchase medicine, supplements, and hygiene products or look for an alternative payment method.

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