OTC Card Eligible Items at Walmart: What You Can Buy and How to Use It

Dr. Daniel Awesome

Walmart is an excellent place for OTC card-eligible items. You can buy all kinds of things at Walmart, from groceries to electronics and everything in between. But not all products are a good fit for using your OTC Card. And if you're unsure if an item is OTC eligible, you want to know now, so read on.

OTC stands for Over the Counter. OTC is anything you can get without a prescription - but with some restrictions. Walmart offers the benefits of this program to seniors and the disabled. If you’re looking to purchase everyday items like food and household goods on a restricted budget, here is a list of OTC (over-the-counter) card-eligible items you can buy at Walmart.

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OTC Card Eligible Items at Walmart

Walmart carries various items that are eligible for the OTC Card. These include medications and healthcare products. The people who are eligible for the OTC card are seniors and disabled who are members of Medicare programs. Items eligible on the OTC card are braces, post-operative supports, and incontinence underwear, depending on the Medicare plan. Occasionally, you can get a weekly allowance for healthy groceries.

What Is A Walmart Over-The-Counter (OTC) Card?

A Walmart OTC card is a prepaid debit card used to purchase over-the-counter medications and other health-related items at Walmart pharmacies.  Insurance companies issue the card as a medicare advantage program for senior citizens.

You can use the card to pay for prescriptions, co-pays, and other out-of-pocket costs associated with healthcare. The card is reloadable so that you can use it multiple times at any Walmart store.

What Can You Buy From Walmart With An OTC Card?

If you have an OTC card, there are plenty of things that you can buy from Walmart. You can purchase over-the-counter medications, first aid supplies, and other health-related items. The following items are eligible for purchase with an OTC card at Walmart:

What Insurance Carriers Offer OTC Cards For Use At Walmart?

The number of insurance carriers offering OTC cards for use at Walmart is growing. Here are some of the carriers that offer these cards:

Since not all insurance companies offer OTC cards that you can use at Walmart, you ask them if they provide OTC cards to be used at Walmart.

How to Use OTC at Walmart?

When using your OTC card in-store at Walmart, hand the cashier your card and inform them that you'd like to use it to purchase eligible items. The cashier will then run your card and complete the transaction. However, not all OTC cards are allowed for in-store purchases. Therefore, it’s good to use them online. You'll need a Walmart account if you're shopping on the Walmart app.

Step 1: Visit walmart.com and click on the "Sign Up Now" button.

Step 2: Enter your email address and password, then click "Sign Up."

Step 3: Scroll down and select the item(s) you want to buy, then proceed to checkout as usual.

Step 4: Select "Pay with Gift Card" as your payment method at checkout. You don’t have to use the credit card option; instead, the Gift card option.

Step 5: You'll then enter your OTC card information and complete the purchase.

You can also use your OTC card by phone by calling the number on the back of your card, and Walmart representatives will assist you. You'll then be able to select the items you'd like to purchase and complete the transaction.

What Are The Benefits Of Having A Walmart Over-The-Counter Card?

There are many benefits of having a Walmart Over-The-Counter Card. Perhaps the most obvious benefit is that it allows you to purchase over-the-counter medications and products at a discounted price.

Additionally, you can use the card can be used by you at any Walmart pharmacy, which means you can fill your prescriptions and shop for other necessary items in one trip. Other great benefits of the Walmart Over-The-Counter Card are that:

How Do I Find OTC Eligible Products At Walmart?

If you have a Walmart near you, then you're in luck. Finding OTC-eligible products at Walmart is easy. All you need to do is head to the pharmacy counter and ask the pharmacist for help. They will be able to tell you which products are OTC eligible and will help you find what you're looking for. If you don't have a Walmart near you, or if you prefer to shop online, then you can still find OTC-eligible products at the counter list on the Walmart website.

Head to the website and use the search bar to find what you're looking for. You can also narrow down your search by selecting the "OTC Eligible" option from the drop-down menu on the left-hand side of the screen. Remember, the items eligible for OTC varies depending on the insurance company. Therefore, it’s good to check according to your insurance provider.

Can You Use Your Walmart OTC Card Online?

You can use your Walmart OTC card online. However, there are a few things to keep in mind. First, you can only use your card for eligible items. Second, you'll need to create an account with Walmart if you don't already have one. Lastly, when prompted during checkout, you'll need to provide your OTC card number.

Does Amazon accept OTC cards?

Yes, you can use OTC cards at Amazon.com. When you use an OTC card on Amazon, the funds are loaded onto your account and available to spend on eligible purchases. To use the OTC card at amazon, you must add it as an FSA or HSA payment method.


It may be worth looking into the OTC card program if you require assistance or products to aid in good oral health. As a discount card program, the OTC card can save on your dental needs and any other eligible over-the-counter healthcare product you will need. While Wal-Mart is not the only place where you can find these products, it will assist you in meeting your personal dental care needs and getting an extra discount.

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