Does Walmart Accept Visa and Mastercard Gift Cards? (All You Need to Know)

Many people receive Visa and Mastercard gift cards as presents or rewards, but they're not always sure where they can use them. Walmart is a popular shopping destination, and it's important to know if you can use your gift cards there.

From the newest video game systems to name-brand women's clothing, Walmart has a wide selection of fantastic presents. If you consider getting a gift for a loved one, a gift card will give them more leeway in selecting an appropriate present. If you are a Walmart customer, you may want to know if they accept Visa and Mastercard gift cards. Read on to find out!

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Does Walmart Accept Visa and Mastercard Gift Cards?

Yes, Walmart accepts both Visa and Mastercard gift cards as payment. You can use them to purchase items in-store or online, just like any other form of payment. Customers with MasterCard and Visa gift cards have nearly unlimited shopping options at Walmart and Walmart.com. Using your gift card is easy since it’s activated immediately after buying.

Read on to learn what procedures Walmart has for accepting Visa gift cards. Can you do anything if you've depleted the Card's balance? Why would a store ask you for more money than what's shown on your receipt?

What Are Walmart's Procedures for Accepting Visa Gift Cards?

In most cases, your Visa gift card is ready for use immediately after buying it. Visa gift cards come with a signature box in case the receiver needs to verify your identity before using the Card. Paying for items at a shop is simple when you have a Visa gift card. Scan or swipe your gift card at the register or use the self-service option.

In addition, users may use their Visa gift cards to make purchases on Walmart.com by providing a 16-digit card code and security code when requested.

Is It Possible to Shop with A Gift Card Issued by Visa or Mastercard Both In-Store and Online?

Walmart and other stores associated with it, such as Sam's Club, and Murphy Gas Stations, accept payment methods such as Visa and MasterCard, as well as gift cards and eGift cards, both in-store and online.

To What Extent Does Walmart Accept Visa Gift Cards?

If you wish to use your Gift card, present it to the retailer, pick a "credit" option to pay, and accept the sale receipt. Alternatively, you may pay using the "debit" option and enter the last four numbers of the Card as the PIN (PIN).

What Should You Do If the Price of an Item You Want to Buy Exceeds the Amount on Your Gift Card?

If your transaction's total price exceeds the Card's value, you must supply additional payment information (cash, cheque, or credit card) to cover the difference. Give the cashier an idea of how much you'd want to pay for each option. However, it would be best if you counted on only some stores to take both of your payment methods.

Why Would a Store Ask You for More Money Than What Is Shown On Your Receipt?

Some retailers may request that you approve a purchase in advance and provide an estimated total. A restaurant may ask that you preauthorize payment of 20% more than your bill to account for tips.

Your final payment can be, at most, the total amount of the bill, including any tips you may want to leave. While the actual transaction may take up to 10 days to post to your Card, the original authorization will stay on your Card throughout that time.

Can You Do Anything If You've Depleted the Card's Balance?

When you deplete your Card’s balance, you cannot use it for further purchases. You should safely destroy the Gift Card if you are sure that you won't return any item you bought with the Card.

Does Walmart Accept Different Payment Options?

You may use five gift cards and your debit or credit card. There are a total of six methods of payment available. It is not permitted to use more than one form of payment at a time, including but not limited to debit, credit, and prepaid cards.

You can't use a combination of PayPal and cash for this transaction. Moreover, you may use both the Visa and Mastercard gift cards at most retailers, even those that compete with Walmart.

Are Other Stores Accepting Payments with Master Card Gift Cards or Visas Apart from Walmart?

You may also use your Mastercard or Visa at several other retailers, such as Sam's Club or Murphy Gas Stations, comparable to Walmart. Gift cards are suitable for any product or service offered to the general public. However, you cannot use a gift card to purchase more gift cards.

Do Visa or Mastercard Gift Cards Sell at Walmart?

MasterCard and Visa prepaid cards are available for purchase at Walmart. These prepaid cards range from $25 to $60 and $100 to $200 in value. Electronic gift cards are also available at Walmart, ranging from $25 to $200 in value. It can incur an activation cost ranging from $3.44 to $6.88. The price of the Visa or Mastercard prepaid gift cards will determine the amount.

What Should You Do If Your Card Gets Rejected?

You should Visit www.walmartgift.com or call 1-866-633-9096 to check your balance if your Card is declined. The merchant may have added a tip or any other sum if your Card has enough available funds.

You can ask the vendor to authorize a certain sum, but they are not obligated to do so. Don't forget that you can't use your Card for cash withdrawals, gambling, recurring payments, or buying gas.

What Should You Do If You Misplace Your Gift Card?

You should Contact Customer Service at 1(866) 633-9096 immediately if you have registered your Card and then discover it has been lost or stolen or if you suspect unauthorized use of your Card or Card information. However, if you had not registered your Card before misplacing it, you can't get any help.

If you report a lost or stolen Card or an illegal purchase, an investigation is conducted, and you should be willing to help, but you should report at least 60 days. You will not receive any reimbursement for any purchase made with your stolen or lost Card before you report.

Conclusion

You may use MasterCard and Visa gift cards in Walmart stores and on their website. The only thing that customers can't buy with gift cards is more gift cards. You may use the gift card as cash at the register or scan it at the self-checkout to pay for your purchases. Call 1(866) 633-9096 immediately if you misplace your gift card.