Can You Use a Walmart Gift Card at Sam’s Club?

Yes. Sam’s Club lists Walmart gift cards as an accepted payment method in club and on SamsClub.com, and Walmart’s own gift card terms say Walmart gift cards can be used at Sam’s Club in the U.S. and Puerto Rico. The main catches are whether the card has a PIN, whether you are shopping online or at the fuel center, and whether you still need membership access for the shopping method you want.

Table Of Contents

Where a Walmart gift card works at Sam’s Club

Use case	Can you use it?	What the official pages say
In-club checkout	Yes	Sam’s Club lists Walmart gift cards as accepted in club.
SamsClub.com	Yes, if the card has a PIN	Sam’s Club says gift cards with a PIN can be used online.
Sam’s Club fuel center	Yes, with the right physical card	Sam’s Club says Walmart gift cards can be used at its fuel stations, but barcode-only cards cannot be scanned at pumps.
Membership fees	No	Sam’s Club says gift cards and eGift cards cannot be used to pay membership fees.
Buying gift cards online	No	Sam’s Club says online gift card orders cannot be purchased with Sam’s Club or Walmart gift cards.

Do you need a PIN?

Usually, yes for online use. Sam’s Club’s Gift Card FAQ says that if your Walmart gift card has a PIN, it can be used at Sam’s Club, Sam’s Club Fuel Center, Walmart stores, and online at SamsClub.com or Walmart.com.

The same FAQ says that if your gift card does not have a PIN, you may use it at Sam’s Club and Walmart stores, but not at SamsClub.com or Walmart.com.

What about the fuel center?

Sam’s Club’s official FAQ says Walmart gift cards can be used at Sam’s Club fuel stations. It also adds one practical restriction: barcode-only gift cards cannot be scanned at the pump, so you need a gift card with a magnetic strip for fuel-center use.

Does the gift card replace membership?

No. A Walmart gift card is a payment method, not a membership substitute. Sam’s Club’s Guest Membership page says guest shopping is an online-only trial, carries a 10% surcharge per online order, and is not available in club.

That means the current official help pages support this narrower rule: a Walmart gift card can pay at Sam’s Club where your order method is allowed, but it does not erase membership rules tied to that order method.

Can you use a Walmart gift card online or in the app?

Yes, if the card has a PIN. Sam’s Club says on its Gift Card FAQ that online checkout lets you add a gift card in the payment section, save it, and apply it to the order. The same page says eGift cards can be accessed on your smartphone and used with the Sam’s Club app.

What you still cannot pay for

Two restrictions matter most. First, Sam’s Club says gift cards and eGift cards cannot be used for membership fees. Second, Walmart’s gift card terms say ineligible purchases include precious metals, financial products or services, and gift cards.

Quick checkout checklist

Check whether your Walmart gift card has a PIN if you want to use it online.
Use a magnetic-strip card, not a barcode-only card, if you plan to pay at a Sam’s Club fuel pump.
Do not expect the card to cover membership fees.
If you are shopping as a guest online, expect the current 10% guest surcharge described by Sam’s Club.

Bottom line

Yes, you can use a Walmart gift card at Sam’s Club, but the simple version is this: in-club use is allowed, online use depends on having a PIN, fuel-center use works best with a magnetic-strip card, and the gift card does not replace Sam’s Club membership rules or pay membership fees.